PRODUCT
MACRO SCORE
The leading on‑chain
credit score.
AI-Driven on‑chain creditworthiness.
API Access
Benefits
The first institutional grade on‑chain credit score
Enable capital efficient financial services
Real-time solution that provides a comprehensive risk assessment fitted with personalized risk levels and reason codes.
Built with advanced ML Technology
Analyze crypto behavior, transactions, and assets, providing you with a backtested credit score.
Built with advanced ML Technology
Analyze crypto behavior, transactions, and assets, providing you with a backtested credit score.
Enable capital efficient financial services
Real-time solution that provides a comprehensive risk assessment fitted with personalized risk levels and reason codes.
Use Cases
Enable capital efficient financial products
Financial Institutions
Enable loans to users with verified cryptocurrency transactions, payments, and assets.
lending protocols
Increase capital efficiency by optimizing collateral rates based on a user’s on‑chain creditworthiness.
crypto credit cards
Offer more favorable credit terms to creditworthy applicants given their risk profile.
AND MANY MORE...
Buy now pay later, wallets, asset managers, marketplaces, liquidity providers, DAOs, gamefi, fintechs...
Under the Hood
The categories that encompass the MACRO Score
1.9 Billion
Eth Transactions
>150
Model Features
7.5 Years
of Eth Data
4 Years
of DeFi Data
2.5 Million
Eth, Polygon, Avalanche Borrow Events
Spectral Blog
Read More
Get in Touch
Connect with our dedicated team of experts for personalized solutions, professional consultations, and collaborative partnerships that drive your business forward.
partners@spectral.finance
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